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Residential Rental Criteria (Apartments and Single Family Homes)

Please note: There may be multiple applications submitted for the same apartment when you submit your application. We will only run 1 application at a time on a first come first served basis. If there is an application submitted before yours we will not run your application and we are able to refund your application fee. Incomplete applications will not be submitted for screening.

Contents of the application are compared to the screening criteria by Owner/Agent and the individual is either approved or denied in compliance with all local, state and federal laws. Individuals are welcome to provide supplemental evidence to mitigate potentially negative screening results. Individuals have 14 days to appeal denied applications, during which time they may correct, refute, or explain negative information forming the basis for the denial. Individuals are also pre qualified for any rental opportunities at Owner/Agent’s properties for three months following an approval. All screening fees are waived for three months following the approved appeal, but Individuals under these circumstances will be required to certify in writing that no conditions have materially changed from those described in Owner/Agent’s approved application. If conditions have materially changed, Owner/Agent may use those changes as the basis for a denial. Denial of applicants will result in automatic rejection of any application at any of our properties for a period of 6 months.

Occupancy Policy

Occupancy is based on the number of bedrooms in a unit.
Two persons are allowed per bedroom. Owner/Agent may adopt a more liberal occupancy standard based on factors such as size and configuration of the unit, size and configuration of the bedrooms, and whether any occupants will be infants.

General Statements

Any of the following items, will be accepted to verify the name, date of birth and photo of the individual:
Evidence of Social Security Number (SSN Card)
Valid Permanent Resident Card
Immigrant Visa
Individual Taxpayer Identification Number (ITIN)
Non-Immigrant Visa
Any government-issued identification regardless of expiration date
Any non-governmental identification or combination of identifications that would permit a reasonable verification of identity
Each applicant, proposed occupant and applicable co signer will be required to qualify individually or as per specific criteria areas.
Inaccurate, incomplete or falsified information will be grounds for denial of the application. False information on the application will result in automatic denial and will result in automatic rejection of any application at any of our properties for a period of 6 months.
Any individual currently using illegal drugs will be denied. If approved for tenancy and later illegal drug use is confirmed, termination shall result.

Income Criteria:

*If you are applying for one of our properties inside the city of Portland AND you are not taking financial responsibility you WILL NOT be required to provide proof of income.

Income Criteria- OUTSIDE THE CITY OF PORTLAND

Monthly income must be 2.5 times the monthly stated rent.
Applicants failing to qualify under this section may be approved with a qualified co signer and a security deposit equal to one month's rent. Co signer must qualify under all criteria and have documented income in the amount of 5 times the stated rent for a minimum of 1 year.

Income Criteria- INSIDE THE CITY OF PORTLAND

Monthly income must be 2 times the monthly stated rent*, or 2.5 times the monthly stated rent if the monthly rent amount is below the maximum monthly rent for a household earning no more than 80 percent of the median household income as published annually by the Portland Housing Bureau. https://www.multifamilynw.org/PHB_Rent_Income_Limits
Applicants failing to qualify under this section may be approved with a qualified co signer, standard deposit plus additional risk factor deposit in the amount of half the stated rent. Qualified co signers must qualify under all other applicable criteria and have a documented income of 3 times the stated rent for a minimum of 1 year.

BOTH Inside and Outside City of Portland

Twelve months of verifiable employment will be required if used as a source of income
If less than 12 months of verifiable employment is submitted applicant may provide supplemental information proving ability to pay. Supplemental information can be in the form of Official Offer Letters of Employment that can be verified, bank statements showing balances of at least 3 times the monthly stated rent for a minimum of 6 consecutive months and/or a qualified co signer. (See co signer information in the applicable section above for co signer requirements). If Supplemental information is provided and approved, applicant will be required to pay a total deposit equal to stated rent or standard deposit plus approved co signer.
Income sources shall include, but are not limited to: wages, non governmental rent assistance, and monetary public benefits and are based on the cumulative financial resources of all financially responsible applicants.
If applicant will be using local, state or federal housing assistance as a source of income, “monthly stated rent” as used in this section means that portion of the rent that will be payable by applicant and excludes any portion of the rent that will be paid through the assistance program.

Applicants may not be rejected for:

Insufficient credit history (unless Applicant in bad faith withheld information that might otherwise form the basis for a denial)
Negative information provided by a consumer credit agency indicating past due, unpaid obligations less than $1000.00.
Negative information provided by a consumer credit agency indicating past due, unpaid obligations more than $1000 but less than $5000 will be required to pay an additional security deposit for risk factors. Total deposit will not exceed stated rent.
Any negative information over $5000 will be grounds for denial.
Money owed to a past landlord in any amount will be grounds for denial. (Except for unpaid rent, including rent reflected in judgments or referrals of debt to a collection agency, that occurred on or after April1, 2020 and before March 1, 2022.)
A bankruptcy filed by Applicant that has been discharged.

Rental History Criteria

Twelve months of verifiable contractual rental history from a current unrelated, third party landlord, or home ownership, is required. Less than twelve months verifiable rental history will require an additional security deposit.
Inside the City of Portland the total security deposit will not to exceed stated rent or qualified co-signer and one half of stated rent.
Outside the City of Portland the total security deposit will not exceed stated rent or a qualified co-signer and standard deposit.
Rental history including three or more noise disturbances or any other material non-compliance with the rental agreement or rules within the past five years will result in denial.

Eviction Rental History

Three years of eviction-free history is required. (Except for general eviction judgments entered on claims that arose on or after April 1, 2020, and before March 1, 2022.)
Eviction actions that were dismissed or resulted in a judgment for the individual will not be considered.

Criminal Conviction Criteria

Upon receipt of the Rental Application and screening fee, Owner/Agent will conduct a search of public records to determine whether applicant, any proposed resident or occupant or co signer has a “Conviction”. (Conviction is considered: charges pending as of the date of the application; a conviction; a guilty plea; or no contest plea) for any of the following crimes as provided in ORS 90.303(3): drug-related crime; person crime; sex offense; crime involving financial fraud, including identity theft and forgery; or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health, safety or right of peaceful enjoyment of the premises of residents, the landlord or the landlord’s agent.
Owner/Agent will not consider a previous arrest that did not result in a Conviction, was dismissed, expunged, voided or invalidated, determined or adjudicated through the juvenile justice system.
Owner/Agent will also not consider convictions when Applicant is participating or has completed a diversion or deferral of judgment program or for crimes that are no longer illegal in the State of Oregon.
If applicant, any proposed occupant or co signer, has a Conviction in their past which would disqualify them under these criminal conviction criteria, and desires to submit additional information to Owner/Agent along with the application so Owner/Agent can engage in an individualized assessment (described below) upon receipt of the results of the public records search and prior to a denial, applicant should do so. Otherwise, applicant may request the review process after denial as set forth below, however, see item (c) under “Criminal Conviction Review Process” below regarding holding the unit.
A single Conviction for any of the following, subject to the results of any review process, shall be grounds for denial of the Rental Application:
Felonies involving: murder, manslaughter, arson,rape, kidnapping, child sex crimes, or manufacturing or distribution of a controlled substance.
Felonies not listed above involving: drug related crime; person crime; sex offense; crime involving financial fraud, including identity theft and forgery; or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health, safety or right of peaceful enjoyment of the premises of the residents, the landlord or the landlord's agent, where the date of disposition has occurred in the last 7 years.
Misdemeanors involving: drug related crimes, person crimes, sex offenses, domestic violence, violation of a restraining order, stalking, weapons, criminal impersonation, possession of burglary tools, financial fraud crimes, where the date of disposition has occurred in the last 5 years.
Misdemeanors not listed above involving: theft, criminal trespass, criminal mischief, property crimes or any other crime if the conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or a tenant or the health , safety or right of peaceful enjoyment of the premises of the residents, the landlord, the landlord's agent, where the date of disposition has occurred in the last 3 years.
Conviction of any crime that requires lifetime registration as a sex offender, or for which applicant is currently registered as a sex offender, will result in denial.

Criminal Conviction Review Process.

Owner/Agent will engage in an individualized assessment of the applicant’s, other proposed occupant’s or co signer's convictions if applicant has satisfied all other criteria (the denial was based solely on one or more Convictions) and:
Applicant has submitted supporting documentation prior to the public records search; or
Applicant is denied based on failure to satisfy these criminal criteria and has submitted a written request along with supporting documentation.
Supporting documentation may include:
Letter from parole or probation office;
Letter from caseworker, therapist, counselor, etc.;
Certifications of treatments/rehab programs;
Letter from employer, teacher, etc.
Certification of trainings completed;
Proof of employment; and
Statement of the applicant.
Owner/Agent will:
Consider relevant individualized evidence of mitigating factors, which may include: the facts or circumstances surrounding the criminal conduct; the age of the convicted person at the time of the conduct; time since the criminal conduct; time since release from incarceration or completion of parole; evidence that the individual has maintained a good tenant history before and/or after the conviction or conduct; and evidence of rehabilitation efforts. Owner/Agent may request additional information and may consider whether there have been multiple Convictions as part of this process.
Notify applicant of the results of Owner/Agent’s review within a reasonable time after receipt of all required information.
Hold the unit for which the application was received for a reasonable time under all the circumstances to complete the review unless prior to receipt of applicant’s written request (if made after denial) the unit was committed to another applicant.

Pet Policy

An additional refundable pet security deposit may be due at lease signing
Up to 2 pets are allowed
Each pet must be no more than 35lbs full grown
No property will allow any dogs perceived to be vicious breed (or any mixture thereof): Pit bull, Doberman Rottweiler, German Shepherd, etc. A picture of your dog(s) is required at application.
We do not allow birds of any kind
We do not allow outdoor cats at any time
We do not allow caged rabbits, rodents, ferrets, venomous animals of any kind, or snakes over 3 feet in length.
Aquariums must be 25 gallons or less to be considered and must be on the ground floor unit. No Aquariums are allowed in upstairs units at any time.
This list is not exhaustive, all pets must be approved by management.

PLEASE REVIEW YOUR RIGHTS:

Landlord has a non-discrimination policy as required by federal, state or local law and does

not discriminate against any applicant because of the race, color, religion, sex, sexual orientation, national origin, marital status, familial status, gender identity or source of income of the applicant.